The Shit is Rapidly Approaching the Fan...

Well here it is. The thing I have been dreading for two years is about to deal the deathblow to my life.

After being laid off from the bank I was confident that a new job was right around the corner. Severance money was squandered trying to make it the best summer my kids ever had to set their mind at ease. After several months I did finally get a new job, but bills were so screwed up by that point that I dipped into my old 401k without telling my better half. I thought when I had them take taxes out of withdrawal that we were all good. The following year when I went to file taxes I failed to include the withdrawal as part of our income. Now the IRS wants the refund we received plus the penalty we would have owed. All total it's $6k.

I've come clean about part of it...mentioning that I did take a portion of the 401k and that I legitimately thought that having them take taxes out was the end of it...not including the withdrawal as income was something I probably should have known about. He wants to see a CPA and make sure the claim is correct. I know it's correct, but I don't want him to find out just much I took.

I know a $6k IRS penalty isn't the end of the world, and I'm sure the IRS will offer us payment options. Money handling has never been a stable part of our relationship. Neither one of us is good about being fiscally responsible. I've tried to handle things on my own because he was already under enough stress that his drinking was considerably worse. I thought I was sheltering him and doing the best thing for him shouldering the burden on my own. Of course this probably has a lot to do with the fact that I am not happy unless I make myself miserable.

Well, in that case I'm the happiest woman in the world right now because I seriously wish I was dead.